LATEST SME CYBER NEWS: UK SMEs Drive Surge in Business Funding for 2025

Helping Keep Small Business CYBERSafe!
Gibraltar: Wednesday 26 February 2025 at 14:04 CET

LATEST SME CYBER NEWS: UK SMEs Drive Surge in Business Funding for 2025 – Despite Economic Uncertainty

By: Iain Fraser – Cybersecurity Journalist
CYBERInsights – The UK Small Business Cybersecurity Network
Google Indexed on 260225 at 15:30 CET
#CyberInsights #CyberSecurity #CyberAwareness #CyberSafe #SME #SmallBusiness

The UK economy may be struggling, but young small business owners remain bullish on growth and investment, particularly in technology. According to a new survey by Purbeck Insurance Services, 70% of small business owners have either secured or plan to secure funding in 2025—more than doubling from 30% in 2024.

More strikingly, over half (51%) are willing to sign personal guarantees, demonstrating strong confidence in their ventures despite financial risks.

Young Entrepreneurs Lead the Charge
The 25-34 age group is the most active in securing finance, with 76% planning to access funding this year. This comes as a contrast to wider reports from the Federation of Small Businesses (FSB), which highlights declining business confidence. Instead, these younger entrepreneurs see technology investment as the key to success.

Where Is the Money Going?
Among small business owners securing finance:

✅ Technology investment – the top priority for growth
✅ Equipment purchases – expanding operational capacity
✅ Business acquisitions – 28% plan to use funding to acquire another business
✅ Cash flow support – up to 41% from 32% last year
✅ Debt repayment – 20% are using funds to settle outstanding debts

Most businesses are securing between £100K–£200K, with only 9% seeking less than £50K, indicating a strong appetite for scaling operations.

The Bigger Picture: What This Means for UK SMEs

Despite economic uncertainty, these findings suggest UK small businesses are resilient and forward-thinking. The willingness of many to back their ventures with personal guarantees reflects a commitment to growth, innovation, and long-term success.

For lenders, investors, and policymakers, this shift presents both opportunities and challenges—ensuring that finance is accessible while managing potential risks.

SEO Optimized Keywords:
Small business funding UK 2025
Startup finance trends 2025
Young entrepreneurs UK securing funding
Technology investment for small businesses
UK SME economic outlook 2025

GDPR Training & Audits – Your business’s reputation is everything. If you’re not GDPR compliant, there is much more at stake for your company than a fine. Without your reputation and proof that you can offer your clients/customers complete privacy and protection, you could be left out in the cold. Our online course offers you a human approach to training while being informative and easy to follow. We also offer in-house training with Keith, who has been involved in the development of the General Data Protection Regulation with both the UK Information Commissioner’s Office and the Internet Advertising Bureau. As well as training, we are able to run full GDPR audits on your businesses terms and conditions and privacy policies.

CYBER Insights – Helping Keep Small Business CYBERSafe!

Launched in 2020 by Cybersecurity Journalist Iain Fraser and his team at IfOnly… CYBERInsights was developed to be the go-to platform providing definitive, reliable & actionable Cybersecurity News, Intel, Awareness & Training specifically written and curated for Small Business & Enterprise Owners, Partners and Directors throughout the UK. #CyberInsights #CyberSecurity #CyberAttack #CyberAwareness #Compliance #DDoS #Fraud #Ransomware #ScamAlert #SME #SmallBusiness #SmallBusinessOwner #ThreatIntel